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Hundreds of small businesses are re-locating to Denver, Wheat Ridge, Jefferson County, CO every year. These small businesses help employ thousands of workers in this beautiful state. It’s crucial for these companies to have the appropriate types of business insurance in Denver, Wheat Ridge, Jefferson County, CO. Our insurance coverage can help all kinds of small businesses throughout CO
Types of Business Insurance Offered in Denver, Wheat Ridge, Jefferson County, CO
Many Denver, Wheat Ridge, Jefferson County, CO. businesses have a Business Owner’s Policy (BOP). It combines three essential coverages into one:
- General liability insurance
- Commercial property insurance
- Business income insurance
A BOP can help if your Denver, Wheat Ridge, Jefferson County, CO. business has:
- The potential to get sued by customers or clients for bodily injury or property damage
- A physical location
- Physical or digital property that can get damaged or stolen
General Liability Insurance in Denver, Wheat Ridge, Jefferson County, CO.
General liability insurance helps protect your business if someone claims it caused them bodily injury or property damage. It’s a coverage that many small businesses need because claims can come up during normal business operations. General liability insurance in Denver, Wheat Ridge, Jefferson County, CO. can also help cover claims of advertising injury, like libel or slander.
Commercial Auto Insurance in Denver, Wheat Ridge, Jefferson County, CO.
Commercial auto insurance helps protect you and your employees on Denver, Wheat Ridge, Jefferson County, CO. roads if you’re driving for business. Commercial auto insurance in Denver, Wheat Ridge, Jefferson County, CO. can help your business with cases of:
- Bodily injury, like if you accidentally hit a pedestrian and they need medical attention.
- Property damage, such as damages to another person’s car.
- Collision if your employee totals your company vehicle while making a delivery.
You’ll want to get commercial car insurance in Denver, Wheat Ridge, Jefferson County, CO. if you:
- Own, lease or rent trucks and cars for your business
- Have employees who drive their own vehicles for business purposes
- Allow your team to drive company vehicles for work
Denver, Wheat Ridge, Jefferson County, CO. Business Income Insurance
Business income insurance helps replace your lost income if you can’t open because of covered property damage, including:
This is an essential coverage because it can help your Denver, Wheat Ridge, Jefferson County, CO. business continue to pay for expenses while it’s closed, such as bills and payroll.
Denver, Wheat Ridge, Jefferson County, CO. Professional Liability Insurance
Professional liability insurance helps protect your Denver, Wheat Ridge, Jefferson County, CO. business if someone sues you for making a mistake in the professional services you’ve provided. This coverage is also known as errors and omissions insurance. Many types of Denver, Wheat Ridge, Jefferson County, CO. businesses have this coverage, including consultants, accountants and technology professionals.
Denver, Wheat Ridge, Jefferson County, CO. Liability Insurance Requirements
Business insurance laws vary by state. Denver, Wheat Ridge, Jefferson County, CO. requires most employers to carry Workers Compensation Insurance. Businesses in the state with one or more workers must buy an Denver, Wheat Ridge, Jefferson County, CO. Workers’ Compensation policy. This insurance gives employees benefits to help them recover from a work-related injury or illness.
Get Insurance Quotes in Denver, Wheat Ridge, Jefferson County, CO.
When it comes to protecting your Denver, Wheat Ridge, Jefferson County, CO. small business, it’s important to work with an insurance company you can trust. We’re backed by more than 200 years of experience and have helped more than 1 million small business owners.
Additional Denver, Wheat Ridge, Jefferson County, CO. Business Insurance Links
Let Active Insurance Agency, Inc. help you choose a policy that will fit your individual needs. Protecting your assets, whether personal, business, or both, is our goal. A well-chosen policy can lessen the impact of some of life’s most common, yet unforeseen perils. When you are considering business coverage in Denver, Wheat Ridge, Jefferson County, CO please call, or send us an online quote request!
