(303) 422-1685 Wheat Ridge, CO

Best Car and Auto Insurance in Denver, Wheat Ridge, Jefferson County, CO

Auto Insurance FAQ's in Denver, Wheat Ridge, Jefferson County, CO

Car and Auto Insurance. Quality Coverage At Great Rates.

Hello, residents of Denver, Wheat Ridge, Jefferson County, CO! Welcome to Active Insurance Agency, Inc., where we help you navigate the complex waters of car insurance. Wondering if it’s mandatory or what exactly it covers? Well, you’re in the right place! Let’s get started. And if more questions pop up, 303-422-1685 is the number to reach us at.

Is Car Insurance Mandatory?

Yes indeed! In Denver, Wheat Ridge, Jefferson County, CO, having car insurance is a legal necessity. It’s your financial safeguard, protecting you and your loved ones while you explore the roads.

Types of Coverages

Every individual has unique needs, and car insurance is no exception. Here are the different coverages you might want to consider while driving around Denver, Wheat Ridge, Jefferson County, CO.


Collision Coverage

This one covers the repair or replacement costs if your vehicle collides with another vehicle or object.


Liability Coverage

This helps in covering the costs of injuries or damages to others that you are legally responsible for due to an accident.


Comprehensive Coverage

Protects against damages from incidents other than collisions, such as theft, vandalism, and natural disasters.

Filing Claims & FAQs

Filing a claim might seem overwhelming, especially amidst the buzzing life of Denver, Wheat Ridge, Jefferson County, CO. But, no worries! Active Insurance Agency, Inc. is by your side. For any guidance, dial 303-422-1685 or check our Claims and FAQ's section for more insights on common queries and claim procedures.

Typical Claims

Wondering what people usually claim? Here are some scenarios:

  • Accidents and Collisions
  • Natural disasters like floods and earthquakes
  • Theft or Vandalism
  • Animal Collision
  • Fire Damage

If you’re stuck in such situations, don’t panic! Reach out to us at 303-422-1685, and we will assist you in every possible way!

Premium and Deductibles

Everyone wonders about the cost. Your premium is determined by your driving record, the type of car, your selected coverages, and deductibles. Remember, a deductible is what you pay before your insurance benefits begin.

Discounts and Savings

Love discounts? So do we! At Active Insurance Agency, Inc., we have various discounts, including those for safe drivers.